Begin gathering documentation that might be required. An underwriter may need certain data to fully approve your loan.

Here is an abbreviated list of items that might be needed:

  • W-2s and 1099s for the last two years

  • Signed 1040's with all schedules for the last two years

  • Most current 30-days pay stubs

  • Bank or asset statements for the last two months (all pages)

  • Copy of front and back of driver license